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For example, Checkbook’s sample Philadelphia ancestors (zip cipher 19119; $739,000 backup cost; split-level home with four bedrooms and two bathrooms congenital in 1970 with 2,800 aboveboard anxiety of active space) would pay alone $1,791 a year with GEICO/Homesite or $1,938 with Plymouth Rock, but pay added than $3,000 a year with Farmers, the Hartford, Lemonade, Travelers, or USAA.

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