The TD Aboriginal Chic Biking Visa Infinite isn’t necessarily the aboriginal TD biking agenda you anticipate of, accustomed TD’s abysmal accord with Air Canada and Aeroplan—but it’s account because for its adjustable accretion affairs and affiliation with Expedia. You can use the Expedia For TD online aperture to redeem rewards for flights, hotels and car rentals with around any carrier on Expedia.
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A ample sign-up bonus, absolute allowance advantage and acceptable acquire ante makes the TD Aboriginal Chic Biking Visa Infinite agenda a solid best if you appetite to use your acclaim agenda rewards appear travel-related purchases.
You can redeem your TD Points for biking in two ways:
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The best—and best valuable—way is through the Expedia For TD online portal, area you can redeem 200 TD Points per dollar in biking acclaim (0.5%) and pay the antithesis of the bulk (if any) application your acclaim agenda (you’ll additionally acquire Points on this spend).
Your added accretion best is the “Book Any Way” option, which lets you book via added biking websites; however, your bookings can bulk up to 25% added if you go this route. When application “Book Any Way” you’ll redeem at 250 TD Points per dollar (0.4%) activated as a account acclaim on your aboriginal $1,200 in biking purchases and 200 TD Points per dollar (0.5%) for your biking purchases over $1,200. In comparison, with Expedia For TD, you’ll get a bigger and added constant acknowledgment of 0.5% on all your biking spending.
In both cases, the TD Aboriginal Chic Biking Visa Infinite agenda allows you to redeem for any bench on any airline. Additionally, you can redeem Points for rewards in baby increments (minimum 200), so this agency you don’t charge to body up a ample basin of Points afore you’re able to administer them appear travel.
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Finally, through the TD Rewards site, you can boutique for items such as a Vitamix or a Dyson vacuum, or alike allowance cards. However, you won’t get the aforementioned bulk as you would booking travel. For example, a $50 allowance agenda at Best Buy will bulk you 20,000 TD Points, admitting you can use the aforementioned bulk of Points for $100 in biking on the Expedia For TD portal.
Ultimately, your best bet is to redeem Points for biking from ExpediaForTD.com. Generally, prices on the website are agnate to those on the capital Expedia website, and you’ll be able to redeem at the bulk of 200 Points per $1. If you redeem Points for biking alfresco of the TD portal, your Points will lose up to 25% in value; about this could be a smarter avenue if you acquisition a absolutely acceptable accord on addition biking portal.
If you do acquisition a bigger auberge or flight accord elsewhere, you accept the advantage to amount match, but there are some restrictions: you charge accept appointed aural the aftermost 24 hours; your biking affairs charge be at atomic 48 hours away; and biking dates, and flight and auberge classes charge all be the aforementioned to abide a claim.
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There is a minimum claimed assets claim of $60,000 or a domiciliary assets of $100,000. However, this is a accepted claim for abounding cards in the aforementioned category.
Other cards action added allurement to absorb in categories like groceries, dining and entertainment. The TD Aboriginal Chic Biking Visa Infinite agenda alone offers three times the Points acquire on biking appointed through the Expedia For TD aperture (4.5%)—everything abroad is at the abject three TD Points per dollar (1.5%) rate. To compare, the Scotiabank Gold American Express has a five-times Points accelerator on restaurants and advantage (5% per dollar).
Finally, the TD Aboriginal Chic Biking Visa Infinite agenda doesn’t action airport lounge access—only a 20% abatement on a Priority Pass membership—and you’ll be answerable adopted transaction fees. So, if you like to use airport lounges, or you generally acquisition yourself arcade in a adopted currency, you may appetite to accede a agenda that offers those perks.
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TD’s different affiliation with Expedia, accelerated acquire ante and incremental Points accretion anatomy accomplish the TD Aboriginal Chic Biking Visa Infinite agenda a advantageous application for those who biking frequently.
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